Alcoholism, alcohol abuse, addiction, and dependence are significant conditions that may well have adverse effects to just about every aspect of life. The Oxford Health Plans Liberty PPO plan is an insurance coverage solution with deductibles that run amongst $1,000 and $2,500 for individual members who use in-network care providers, and in between $two,000 and $five,000 for households who opt to use in-network solutions. The marketing and advertising for all of these plans is performed centrally by the Oxford Health Strategy sales force as effectively as by independent brokers and agents.